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{
"debt": "Debt/Cash 100%",
"equity": "Equity 0%",
"LFRGG": {
"nav": "10000",
"date": "30-11-2024",
"since": {
"bajajflexi": "7.18",
"bajajsmall": "7.32",
"bajajnifty": "7.27"
},
"6_month_ago": {
"bajajflexi": "7.31",
"bajajsmall": "7.42",
"bajajnifty": "7.56"
}
},
"LFDGG": {
"nav": "10001",
"date": "30-11-2024",
"since": {
"bajajflexi": "7.37",
"bajajsmall": "7.32",
"bajajnifty": "7.27"
},
"6_month_ago": {
"bajajflexi": "7.49",
"bajajsmall": "7.42",
"bajajnifty": "7.56"
}
}
}

Fund Card

Bajaj Finserv Liquid Fund

Debt
 
Regular Growth
Direct Growth
NAV Risk Type
₹13.1234
as on 20-09-2024
Low to Moderate
For -
 
Since Inception
1 Year
As on 30-09-2024
Bajaj Finserv Liquid Fund
26.48%
 
NIFTY Liquid Index A-I
15.83%
 
CRISIL 1 Year T-Bill Index
15.83%
 
Invest Now
Summary Note
 
notifier-imgThis is a debt fund with NIFTY Liquid Index A-I Index as its benchmark. The risk level for this fund is categorized as Low to Moderate.
Summary Dynamic Card

Total AUM

₹4336.1 crores

as on 30-11-2024

Benchmark

NIFTY Liquid Index A-I

Min. SIP Amount

₹1000

Inception Date

05-07-2023

Benefits
 

Benefits

Relatively stable

Liquid mutual funds are relatively stable as they invest in predominantly highly rated money market instruments with up-to 91 days residual maturities.

Insta redemption

Bajaj Finserv Liquid Fund offers insta redemption, where up to Rs.50,000 or 90% of your balance, whichever is lesser, can be redeemed instantly.

Relatively better returns

Liquid mutual funds tend to offer better investment experience than traditional products. However, returns from liquid funds are market-linked and not guaranteed.

Summary Investment Philosophy

Investment Objective

To provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.

Disclaimer:There is no assurance that the investment objective of the scheme will be achieved.

Portfolio
 

Asset Allocation Pattern

Instruments - Debt (Including floating rate debt instruments) and money market instruments
Indicative allocations - Maximum=100%, Minimum=0%
Risk profile - Low to moderate

Portfolio - Current Allocation

Top Holding
Top Holding
Top Holdings
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
Allocation by Market Cap
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
Top Sectors
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
 
 
As on 30-11-2024
Top Holdings
Bank of Baroda (CD)
7.41%
Punjab National Bank (CD)
7.41%
91 Days Tbill (MD 27/02/2025) (GSec)
6.81%
Small Industries Dev Bank of India (CD)
6.29%
Aditya Birla Finance Limited (CP)
4.57%
Reverse Repo / TREPS
4.06%
Credit rating profile
AAA/A1+
78%
Sovereign
19.01%
Corporate Debt Market Development Fund
0.14%
Reverse Repo / TREPS & Net Current Assets
2.85%
Instrument break-up
Commercial Paper
33.21%
Treasury Bill
14.98%
Corporate Bond
6.57%
Reverse Repo / TREPS
4.06%
GOISTRPS
4.02%
Corporate Debt Market Development Fund
0.14%
Cash & Cash Equivalent
-1.21%
See All Holdings
As on 30-11-2024
 

Asset Allocation Pattern

Instruments - Debt (Including floating rate debt instruments) and money market instruments
Indicative allocations - Maximum=100%, Minimum=0%
Risk profile - Low to moderate

Portfolio - Current Allocation

Top Holding
Top Holding
Top Holdings
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
Allocation by Market Cap
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
Top Sectors
No Data to Display
 
 
 
 
 
 
 
 
 
 
 
 
 
As on 30-11-2024
Top Holdings
Bank of Baroda (CD)
7.41%
Punjab National Bank (CD)
7.41%
91 Days Tbill (MD 27/02/2025) (GSec)
6.81%
Small Industries Dev Bank of India (CD)
6.29%
Aditya Birla Finance Limited (CP)
4.57%
Reverse Repo / TREPS
4.06%
Credit rating profile
AAA/A1+
78%
Sovereign
19.01%
Corporate Debt Market Development Fund
0.14%
Reverse Repo / TREPS & Net Current Assets
2.85%
Instrument break-up
Commercial Paper
33.21%
Treasury Bill
14.98%
Corporate Bond
6.57%
Reverse Repo / TREPS
4.06%
GOISTRPS
4.02%
Corporate Debt Market Development Fund
0.14%
Cash & Cash Equivalent
-1.21%
See All Holdings
As on 30-11-2024
Historical Returns

Historical Returns (as per SEBI format) As on 30-11-2024

Tenors CAGR Current value of ₹10,000 Invested
Since Inception 1Y Since Inception 1Y
Bajaj Finserv Liquid Fund 7.18% 7.31% 11,026 10,733
NIFTY Liquid Index A-I 7.32% 7.42% 11,046 10,744
CRISIL 1 Year T-Bill Index 7.27% 7.56% 11,039 10,758

Disclaimer: Past performance may or may not be sustained in future.
Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Performance is provided for Regular Plan - Growth Option. Inception Date: 5th July 2023 Period for which scheme's performance has been provided is computed basis last day of the previous month preceding the date of this material.
Returns less than 1 year period are simple annualized and greater than 1 year are compounded annualized.

Key Ratios

Portfolio Parameters As on 30-11-2024

 YTM
Key Icon
 7.04%
 Average Maturity
Key Icon
 43 Days
 Macaulay Duration
Key Icon
 42 Days
 Modified Duration
Key Icon
 41 Days

YTM details should not be construed as indicative returns and the securities bought by the Fund may or may not be held till the respective maturities.

Who Should Invest/Fund Manager

Who Should Invest?

  • Corporates managing short term cash flows.
  • Investors who are looking for an alternative to traditional savings account.
  • Investors who are looking for short term low risk options.
  • Investors who want to build contingency/emergency funds.
  • Investors who wish to park money in relatively low risk option until right opportunity arises in equity asset class.
Fund Manager

Fund Managers

Nimesh Chandan
Chief Investment Officer
View in detail
Siddharth Chaudhary
Senior Fund Manager - Fixed Income
View in detail
Scheme Fund Details
 

Fund Details

Type of Scheme

An open ended liquid scheme with relatively low interest rate risk and moderate credit risk

Minimum Investment

Minimum Application Amount

  • Fresh Purchase (Incl. Switch-in): Minimum of Rs. 100/- and in multiples of Re. 1/- thereafter.
Load Structure

Load Structure/Lock-In Period


Entry load - Not applicable

Exit Load - As per below
  • Units redeemed/switched-out within “X” days from the date of allotment - Exit load as a % of redemption proceeds
    Day 1 (refer note 1 below) - 0.0070% | Day 2 - 0.0065% | Day 3 - 0.0060%
    Day 4 - 0.0055% | Day 5 - 0.0050% | Day 6 - 0.0045% | Day 7 onwards Nil
For the purpose of levying exit load, if subscription (application & funds) is received within cut-off time on a day, Day 1 shall be considered to be the same day, else the day after the date of allotment of units shall be considered as Day 1.
Options

Options/Sub-Option

  • Growth option
  • Income Distribution cum Capital Withdrawal (IDCW) option

    IDCW option will offer the following sub-options:
  • Payout of IDCW sub-option
  • Reinvestment of IDCW sub-option
  • Transfer of IDCW sub-option
Product Label and Riskometer

Potential Risk Class (PRC)

  • The PRC matrix identifies the highest amount of potential risk that a debt mutual fund can assume.
  • This regulation was implemented by SEBI on December 1, 2021, making it essential for fund houses to categorize all new and existing schemes under a potential risk class (PRC) matrix.

Product Label and Riskometer

This product is suitable for investors who are seeking*:

  • wealth creation over long term
  • to invest predominantly in equity and equity related instruments of pharma, healthcare and allied companies.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
#The above product labelling assigned during the New Fund Offer is based on internal assessment of the Scheme Characteristics or model portfolio and the same may vary post NFO when actual investments are made.
Scheme Documents
 

Documents

Presentation Download icon
Application Form Download icon
Scheme Information Document (SID) Download icon
Key Information Document (KIM) Download icon
Statement of Additional Information (SAI) Download icon
Overview

Bajaj Finserv Liquid Fund Overview

Bajaj Finserv Liquid Fund is an open-ended scheme that invests primarily in money market and debt securities, such as commercial papers, treasury bills and certificates of deposit, with maturity of up to 91 days.
The scheme can be suitable for investors looking for a short-term investment avenue with the potential to generate regular income and reasonable returns at relatively low-to-moderate risk.

It may also be suitable for investors looking for an alternative to a traditional savings account. Additionally, it can be used to build an emergency corpus with liquidity, or to briefly park money in a relatively low-risk avenue while waiting for a suitable opportunity in equity. The scheme will invest predominantly in high-rated securities. Investments for Bajaj Finserv Liquid Fund start at Rs. 100.

FAQ
 

Frequently Asked Questions

Investing in Bajaj Finserv Liquid Fund can help investors meet their short-term investment needs. This scheme aims to provide the investors steady income with the preservation of capital, lower risk, and high liquidity.

Investing in Bajaj Finserv Liquid Fund can help you obtain relatively better returns as compared to a traditional savings account. Also, since liquid funds invest predominantly in highly rated money market instruments, they are a relatively stable investment option. Lastly, you can redeem your units of Bajaj Finserv Liquid Fund at any time with T+1 settlement timeline and plan your liabilities.

Individuals, corporates including SMEs, partnership firms, NRIs, charitable trusts, etc., can invest in Bajaj Finserv Liquid Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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