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SWP Calculator
₹ 1,00,000
₹ 10,00,00,000
₹ 20,000
₹ 10,00,000
1 Year
20 Years
1 Year
20 Years
2%
13%
Future Value of Invested Amount
₹ 0
Number of Withdrawal
₹ 0
Total Withdrawal Amount
₹ 0
Final Balance Amount
₹ 0
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SWP Calculator: An Overview
An SWP (Systematic Withdrawal Plan) calculator is a tool designed to help investors estimate and plan regular withdrawals from their mutual fund investments. It assists in creating a steady income stream by calculating how much can be withdrawn periodically without depleting the invested amount too quickly.
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What is an SWP calculator?
An SWP calculator is an online tool that simplifies the process of planning withdrawals from mutual funds. By entering basic details such as the total investment amount, desired withdrawal duration, withdrawal amount, and expected rate of return on investments, you can quickly determine how much amount can be withdraw regularly and how does it impact your final investment value.
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How to use Bajaj Finserv AMC SWP calculator?
Using an SWP calculator is straightforward:
Enter the current value of your mutual fund investment. 
Specify the exact amount you wish to withdraw each month 
Specify the number of years after which you wish to start the SWP and mention the SWP duration. 
Specify the estimated rate of return at which your investment could grow. The calculator will then tell you how much you have withdrawn and give you the final value of your investment.texts
Benefits of Systematic Withdrawal Plan (SWP)
There are numerous benefits associated with opting for SWP in mutual funds. Here are some key advantages
Regular inflow of funds
SWP allows investors to receive a steady stream of income regularly. This feature is particularly advantageous for retirees who depend on their investments to generate income.
Capital appreciation
Even as withdrawals are made, the remaining units in the mutual fund continue to generate returns. This potential for capital appreciation enhances the overall value of the investment over time.
Flexibility
Investors have the flexibility to choose both the amount of each withdrawal and the frequency at which withdrawals are made. This flexibility caters to varying financial needs and goals.
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Advantages of SWP Calculator
1. Plan regular income:
Helps plan and maintain a steady income stream.
2. Portfolio management:
Assists in balancing investments while withdrawing funds.
3. Tax efficiency:
Facilitates tax planning by optimizing withdrawal amounts.
4. Goal planning:
Supports financial goals by ensuring a structured withdrawal strategy.
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Explore Our Mutual Fund Schemes
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Regular
Direct
Bajaj Finserv Flexi Cap Fund
Equity Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
14/08/2023
Risk Type Very High
Bajaj Finserv Large Cap Fund
Equity Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
20/08/2024
Risk Type Very High
Bajaj Finserv Large and Mid Cap Fund
Equity Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
27/02/2024
Risk Type Very High
Bajaj Finserv Multi Asset Allocation Fund
Hybrid Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
03/06/2024
Risk Type Very High
Bajaj Finserv Balanced Advantage Fund
Hybrid Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
15/12/2023
Risk Type Very High
Bajaj Finserv Arbitrage Fund
Hybrid Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
15/09/2023
Risk Type Low
Bajaj Finserv Money Market
Debt Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
24/07/2023
Risk Type Low To Moderate
Bajaj Finserv Overnight Fund
Debt Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
05/07/2023
Risk Type Low
Bajaj Finserv Liquid Fund
Debt Fund Regular GrowthNAV
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as of
Min. Investment Amount
Inception Date
05/07/2023
Risk Type Low To Moderate
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Frequently Asked Questions
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SWP stands for Systematic Withdrawal Plan, a facility offered by mutual funds where investors can withdraw a fixed amount or a percentage of their investment regularly.
Yes, withdrawals made through SWP are subject to taxation based on the capital gains incurred. However, tax implications can vary based on the holding period and type of mutual fund.
Yes, SWP amounts can be adjusted later based on your financial needs and the performance of your investments. Most SWP facilities allow flexibility in modifying withdrawal amounts.
Yes, you can stop or pause an SWP at any time. Mutual funds usually allow investors to modify or terminate their SWP instructions through their online portals or by contacting customer service.
If the market value of your investment drops significantly after starting SWP, the amount you receive from withdrawals may be affected. Depending on the performance of your investments, the amount of your withdrawals might need adjustment to ensure your investment lasts as planned. It's essential to monitor your investment's performance regularly and consider consulting with a financial advisor if needed.
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Disclaimer: The calculator alone is not sufficient and shouldn’t be used for the development or implementation of an investment strategy. This tool is created to explain basic financial /investment related concepts to investors. The tool is created for helping the investor take an informed decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.
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- Bajaj Finserv Asset Management Limited has been referred to as Bajaj Finserv AMC.
Copyright: All Rights reserved at Bajaj Finserv Asset Management Limited
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