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Dream Home Calculator
Your dream home could potentially become a reality with mutual fund investments. Use our dream home calculator to identify how much you need to invest in SIP or lumpsum to work towards your goals.
₹ 50,00,000
₹ 9,99,99,999
1 Year
10 Years
1%
7%
₹ 0
₹ 9,99,999
2%
13%
After 7 Years your Dream Home Will
requires a corpus of
This estimate accounts for future inflation. The price of your dream home is expected to increase over time due to inflation. As inflation causes the value of money to decrease, the same house may cost significantly more after 7 Years.
requires a corpus of
This estimate accounts for future inflation. The price of your dream home is expected to increase over time due to inflation. As inflation causes the value of money to decrease, the same house may cost significantly more after 7 Years.1.26%
You can reach this amount by investing in either SIP or lumpsum
Monthly SIP Required
₹ 1,06,328
OR
Lumpsum Required
₹ 62,85,008
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Dream Home Calculator: Overview
Planning to buy your dream home? Our online dream home calculator is here to help you make informed financial decisions. This tool allows you to estimate how much you need to save and invest to afford your ideal house. This user-friendly dream home calculator helps you estimate how much you need to save and invest to achieve your homeownership goals.
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What is a dream home calculator?
A dream home calculator is an essential tool for anyone looking to buy their ideal home. By simply entering details like the current cost of your dream home and your savings plan, you can get a clear picture of your financial journey. Whether you're just starting to dream or are ready to take the plunge, our calculator for dream house empowers you with the insights needed to make informed decisions. Start planning your future today with our comprehensive dream home planner.
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How does the dream home calculator work?
The dream home calculator is a simple yet powerful tool that helps you estimate the total cost of your future home, taking into account important financial factors. It requires you to input specific details, such as the number of years until you plan to buy your home, the current price of the house, and your existing savings. The calculator then uses these inputs to project the inflation-adjusted cost of your dream home and your potential investments.
| Input | Value |
|---|---|
| Years until purchase | 5 years |
| Present cost of dream home | Rs. 75,00,000 |
| Current savings | Rs. 10,00,000 |
| Expected return on investment | 12% |
| Assumed inflation rate | 3% |
Using these inputs, the calculator will provide you with an inflation-adjusted dream home cost, projected future value of your current savings, and the investment amount required to reach your goal. This way, you can effectively plan your finances for your dream home!
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How to use a home calculator
Using the Bajaj Finserv AMC Dream Home Calculator is straightforward and user-friendly. Here’s how you can easily navigate it to plan for your dream home:
- Input your timeline: Enter how many years you plan to wait before purchasing your dream home.
- Enter current home cost: Provide the present cost of your ideal home to get an accurate estimate.
- Specify existing savings: Input the amount you already have saved for your dream home.
- Monthly savings plan: Indicate how much you plan to save each month towards your goal.
- Investment return rate: Enter the expected return on your investments to help project your savings growth.
- Inflation rate: Specify the assumed inflation rate to adjust future home costs.
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How does a dream home calculator help in planning your dream house?
A dream home calculator is a valuable asset in your home-buying journey. Here’s how it can assist you:
• Financial clarity: Provides a clear picture of your financial readiness and savings needs.
• Inflation insights: Helps you understand how inflation can impact the cost of your future home.
• Goal setting: Enables you to set realistic savings goals based on your timeline and desired home price.
• Investment planning: Assists in determining how much you should invest monthly to reach your target amount.
• Stress reduction: Reduces uncertainty by giving you a structured approach to homeownership.
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Benefits of investing in Bajaj Finserv Mutual Fund to buy a dream home
Investing in mutual funds is a strategic approach to saving for your dream home. Here are some key benefits:
Potential for higher returns
Market-linked growth: Mutual funds that invest in equities and other assets, offer the potential for higher returns compared to traditional savings accounts.
Compounding effect: Over time, the power of compounding can significantly increase your investment, making it easier to reach your financial goals.
Diversification
Reduced risk: By spreading your investments across various assets, mutual funds help mitigate risk, ensuring your savings are less impacted with market volatility.
Professional management: Fund managers make informed decisions, allowing you to benefit from expert insights without needing extensive market knowledge.
Flexibility and accessibility
Affordable investment: You can start investing in mutual funds with a relatively small amount, making them accessible to a wide range of investors.
Systematic Investment Plans (SIPs): These plans enable you to invest regularly, which can help you build a substantial corpus over time.
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Frequently Asked Questions
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Investing in a dream home starts with a clear savings plan. Determine how much you need for your down payment and ongoing costs. Use tools like the dream home calculator to project future costs and savings. Consider investing in mutual funds or other financial instruments to grow your savings over time, ensuring you have enough by your target purchase date.
When choosing a mutual fund for dream home investment, look for equity or balanced funds that have a history of reasonable returns over the long term. risk tolerance and investment horizon before making a decision. Past performance may or may not be sustained in the future. Funds with a focus on capital appreciation are often suitable, especially if you have several years before purchasing your home. Always assess your
To calculate your budget for a dream house, start by determining the current market price of homes in your desired area. Use the dream home calculator to factor in your savings, expected inflation, and potential investment returns. This will give you a clearer picture of how much you can afford and help you set a realistic budget.
Without a home budget, you risk overspending or underestimating the costs involved in buying a house. This can lead to financial stress, making it difficult to secure a loan or meet other obligations. A budget provides a roadmap, ensuring you stay on track and make informed decisions as you plan for your dream home.
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Disclaimer: This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.
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- Bajaj Finserv Asset Management Limited has been referred to as Bajaj Finserv AMC.
Copyright: All Rights reserved at Bajaj Finserv Asset Management Limited
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